Wish you could take a weekend getaway to the beach or even just splurge on a fancy latte? Get a Landmark Rewards card and you can enjoy a little treat guilt-free. Earn 1 point for every dollar you spend, and get double points on gas and restaurant purchases. 1
Hot tip! You can combine points with Rewards checking to score rewards even faster. Learn how.
Redeem your Rewards points for:
Browse our extensive catalog with thousands of items from companies like Brighton ® , Pandora ® , Dyson ® , Sony ® , and more.
Earn 1 point for every purchase and double points on gas and dining . 1 Redeem your points within Digital Banking.
0% Introductory APR for the first 12 months from account opening on purchases, and non-Landmark balance transfers that are completed within 60 days of account opening. After, variable rate will be 15.24% - 24.24% APR based on creditworthiness. 2
Enjoy no annual fees 2 on your Rewards Card.
Earn 5,000 Bonus Points when you spend $1,000 within 90 days of account opening! 3
The APR for purchase on a Rewards Card is 15.24% - 24.24% variable APR. 2
The APR for a Cash Advance on a Rewards Card is 29.99% non-variable. 4
Easily lock and unlock your credit card within Digital Banking.
Conveniently make in-store purchases with your phone.
Enjoy extra protection for travel, emergency assistance and more.
Simplify online shopping with a quick and secure online checkout experience. Click to learn more.
See your balances, make payments, set up alerts, check your credit score and more.
Learn everything you need to know about getting a Landmark credit card.
You can apply for a personal credit card online. However, if you wish to apply for a Business Rewards Visa® credit card, you must visit a branch. Check out what credit cards Landmark has to offer!
We offer our members the best possible interest rates on credit cards, so we cannot accommodate rate adjustment requests.
Yes, you can set up automatic payments from an external account within Digital Banking or the mobile app.
You do not have to be a current member to apply for a credit card. If approved, you will be asked to establish a membership by opening a $5 VIP Savings account before the card is ordered. This account will need to remain open throughout the time you have the credit card.
With our improved fraud detection from Landmark and Visa ® , you no longer have to call when you're traveling within the United States. It is still recommended that you notify us when you're traveling internationally. Note that, wherever you're traveling, we'll continue to monitor your account for suspicious activity, and get in touch with you immediately to verify transactions. To ensure that your transactions are completed securely, use your Landmark chip cards for all transactions. Cards with chip technology provide better security and faster transaction completion so you can confidentially use your card in your travels.
Yes, Landmark offers several credit card programs including Rewards cards, Cash Back cards, Student cards, Business cards and Secured cards. We invite you to learn more about our credit card options and apply online.
A 1% charge will be assessed for any transactions made in a foreign country. Visa ® International will convert foreign currency to US dollars using either the government-mandated exchange rate or the wholesale exchange rate in effect one day before the conversion date as applicable. See the Credit Card Agreement and Disclosures brochure sent with your card for more information. Please contact our Credit Card Department to request a new copy.
To close your Visa account, please send a signed, written request to: Landmark Credit Union Attn: Credit Card Department P.O. Box 510870 New Berlin, WI 53151-510870 If you have additional questions, please contact us. Please note, you will still be responsible for paying any outstanding balances.
To remove an authorized user from your Visa account, please send a signed, written request to:
Landmark Credit Union
Attn: Credit Card Department
P.O. Box 510870
New Berlin, WI 53151-510870
If you're a joint or co-borrower on the account, rather than an authorized user, you would need to close the account and apply for an individual card. If you have additional questions, please contact our Credit Card Department.
If you need to request a PIN, please call credit card customer service at 866-952-8199 or the phone number found on the back of your credit card. PIN numbers cannot be requested or issued online.
To view your credit card statement online, log in to Digital Banking. Find your credit card account on your dashboard, and click "View Transactions."
Activating your card is easy! Keep your card number handy and call the number found on the back of your card. Calling from your home phone number is preferred.
Once a transaction has been authorized on your card, we are not able to stop the charge from posting to your card. If you had set up a recurring charge on your credit card to pay for a service you wish to cancel, you should contact the company that is making the charge directly and request to cancel it.
In Case of Fraud
If you believe there is fraud on your card, call credit card customer service immediately to notify them of the fraud and have a new card issued. You can find the phone number on the back of your credit card or use the appropriate phone number listed below.
Signature (Cash Back Visa® Only): 855-340-8778
All other cards: 866-952-8199
You must notify us of any error you're disputing within 60 days of the date that the first statement on which the charge appears was sent to you.
You can access your credit card information and make payments online.
Log in to your Digital Banking account, and click on your credit card account from your dashboard.
During regular business hours you can call our Credit Card Department at 262-796-4500, ext. 6609.
Outside of regular business hours, call 866-952-8199 or, for Signature credit cards, call the phone number found on the back of your credit card.
Online Payment Options
One of the easiest ways you can make a credit card payment is through Digital Banking or our mobile app.
Make a credit card payment with funds in your Landmark account.
Branch
You can pay in person at a branch lobby or drive-thru.
Phone
Use Phone Banking to easily make loan payments from your phone.
Mail
You can mail your payment to:
Landmark Credit Union
P.O. Box 2711
Omaha, NE 68103-2711
You can also set up a recurring payment by contacting us.
You may request a copy of your credit card disclosure by contacting us. A paper copy of your disclosure will be mailed within 30 days.
If your card has been lost or stolen, please contact credit card customer service immediately, signature 855-340-8778 (for cash back credit cards only) and non-signature 866-952-8199, to report that the card is no longer in your possession and request a new card.
You can view a current history of your credit card transactions through Digital Banking. Log into your Digital Banking account, and click on the credit card name and "View all Transactions" to review your transaction history.
You will need to open and maintain a VIP Savings Account with a minimum deposit of $5.00 throughout the time your credit card is open. This savings account establishes your membership with Landmark. We invite you to learn more about our credit cards and apply online.
No, there is no grace period for cash advances. Interest will start accruing from the date the cash advance posts.
The grace period on credit card purchases will depend on the type of card you currently have. There is no grace period on cash advances or convenience checks. For information about your specific card, please call credit card customer service at 866-952-8199 or the phone number on the back of your card.
Your card is valid through the end of the month in which it expires. You can expect your new card to arrive mid-month in the month it expires. If you have not received your new card by this time, contact us, call 866-952-8199 or call the number on the back of your card.
We offer several types of credit cards to fit your needs. Some or all of the balance of your other credit cards could be transferred to a Landmark credit card depending on the credit line for which you are approved and the amount of credit card debt you want to transfer. If you aren't a member yet and your credit card application is approved, you will need to establish a membership with Landmark by opening and maintaining at least a $5.00 VIP Savings Account throughout the time you have the credit card. Explore all our credit card options and when you're ready, you can apply online. You can also visit any of our branch locations or contact our Credit Card Department to discuss your needs.
We offer Rewards Visa®, Visa® Signature Cash Back, Student Rewards Visa®, Secured Visa® and a Business Rewards Visa® credit card. Apply online or by contacting out Credit Card Department.
Credit card application approval times may vary. We strive to make a decision on credit card applications within two business days of receipt. Contact our Credit Card Department to check on the status of your application.
A credit card is an extension of credit. When using a credit card, you are using borrowed money which you agree to pay back. Purchases you make using a credit card are subject to applicable finance charges and credit balance limits. When using a debit card, you are using your own money. Transactions are posted directly to your checking account and subject to the available balance in your checking account and daily dollar amount and transaction amount limits set by your financial institution.
Cash advance limits vary based on your available credit and the type of card program. Please call the number on the back of your credit card for inquiries on your specific card.
The current maximum of all unsecured debt is $25,000.00. This would include any credit cards and other unsecured debt you have with Landmark Credit Union.
Cash advance fees on Landmark credit cards will vary depending on the type of credit card program. For information on your specific card, please call credit card customer service at 866-952-8199 or the phone number found on the back of your credit card.
We offer a variety of credit cards to our members to meet their individual needs. Each of our credit cards offer different features, benefits and rates. Please visit the credit cards page of our website learn more.
A 1% charge will be assessed for any transactions made in a foreign country. Visa ® International will convert foreign currency to US dollars using either the government-mandated exchange rate or the wholesale exchange rate in effect one day before the date of the conversion as applicable. If you plan on using a Landmark credit card while traveling abroad, please notify us with your itinerary. This will prevent your card from being blocked and allow for uninterrupted service.
Your due date depends on the cycle of your credit card. The easiest way to find your credit card payment due date is by logging in to Digital Banking. Otherwise, you can refer to your statement or call our Credit Card Department at 262-796-4500, ext. 6609 or use the number on the back of your credit card.
If your card has been lost or stolen, please contact credit card customer service immediately at 866-952-8199 or 855-340-8778 for Cash Back Credit Cards only. You can report that the card is no longer in your possession and request a new card. Misplaced your card? Utilize Card Management via Digital Banking to lock your debit or credit card when misplaced or stolen, set spending limits or even set location preferences.
Misplace your card? Use Card Management in Digital Banking or our mobile app to lock your card.
We recommend you contact us at 262-796-4500 prior to your departure to alert them of your travel plans. If you are already out of the country and have run into issues, please call: Signature (Cash Back Visa ® Only): 301-945-9975 Non-signature: 301-945-9967
We offer several types of loans, including a savings or certificate-secured loan, which may fit your needs. Please contact us, and speak with a loan officer for assistance with your individual situation.
Landmark membership required. Cards are issued by Landmark Credit Union pursuant to a license from Visa® USA Inc. Rates are variable and subject to change.
Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account. An account will be disqualified if it becomes past due 60 or more days. Qualifying for gas and dining out points is based on the merchant's designation, based on what it primarily sells. Purchases will not earn rewards if the merchant’s designation is not eligible.
0% Intro APR available on purchases and non-Landmark balance transfers. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your account. A balance transfer must be made within 60 days from account opening to qualify for the introductory APR. The introductory APR for balance transfers will apply during the first 12 months following the opening of your account for balance transfers completed within the first 60 days of account opening. Any existing balances on Landmark Credit Union loan or credit card accounts are not eligible for the introductory APR for balance transfers. After introductory period, variable rate will be 15.24% - 24.24% APR based on creditworthiness and will vary based on the Prime Rate. Cash advances are not eligible for the 0% Intro APR. Cash advance non-variable APR is 29.99%. Allow 3-4 weeks for balance transfers. An account will be disqualified if it becomes past due 60 or more days. Cash advance fee of $5 or 3% of the amount of each cash advance, whichever is greater applies. Foreign transaction fee of 1% of each transaction in U.S. dollars applies. No fee on balance transfers made within 60 days of account opening. After, balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater.
Disqualified from earning cash bonus or rewards points bonus if account is 30 days past due. Fraudulent charges and fees of any kind do not count towards the total of $1,000. For purchases only (not including credit for returns or fees and fraudulent charges). If qualified, bonus will appear on the monthly statement 30 days following the end of the promotion period and will be displayed as an addition to rewards points earned-to-date.
